We affect positive change in the availability of credit and financial services in traditionally underserved communities across Massachusetts.
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Massachusetts Community & Banking Council - Community Reinvestment in the Commonwealth

Providing a collaborative forum for Massachusetts financial institutions and community organizations to meet and share information with the goal of affecting positive change in the availability of credit and financial services in low and moderate income communities and communities of color across the Commonwealth.

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Read MCBC’s recent Response Letter to the Federal Reserve Board of Governors on CRA proposed rules

Join MCBC: Stay Current, Get Connected

MCBC helps financial institutions to stay current on all of the information needed to meet CRA requirements and reach customers. Membership donations to MCBC are a qualified investment under the State’s CRA statute.

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MCBC Mortgage Lending Committee

Mortgage Lending Committee works to expand homeownership opportunities for low-and moderate-income homebuyers and to sustain home ownership in low-and moderate-income neighborhoods.

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Small Business Lending Committee

Economic Development Committee promotes the economic revitalization of low-and moderate-income communities in Massachusetts by providing insight, ideas and information designed to encourage small business lending and growth.

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Latest Report

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Small Business Lending Toolkit

This resource directory provides easy access to information on organizations and programs that can provide technical assistance to small businesses…

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News and Events

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MCBC’s Mortgage Lending Roundtable Roundup – Spring 2020

May 19th Roundtable – ‘How does COVID-19 impact all of us?’ MCBC’s Mortgage Lending Roundtable series quickly pivoted from discussing down payment assistance programs to the impact of the COVID-19 pandemic. Most recently, MCBC’s May 19th Roundtable asked ‘How does COVID-19 impact all of us?’ perspectives from across the mortgage lending industry. The conversation focused on first-time […]

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MCBC’s Mortgage Lending Report Inspires Policy Innovation at MassHousing

MassHousing shares with MCBC’s Board of Directors how Changing Patterns XXV, authored by Jim Campen, informed policy goals MCBC’s 2018 mortgage lending report, Changing Patterns XXV, authored by Jim Campen, drew awareness to the racial homeownership gap. The racial homeownership gap is particularly pronounced in Massachusetts. The U.S. homeownership rate is 63.9%; but only 46% of […]

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In my role as a Director and Chair of MCBC, I have come to appreciate the significant value the organization brings to the citizens of Massachusetts. I am proud of the work we do to improve access to credit and build partnerships towards this effort.

Karl Renney, Eastern Bank

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