David serves as the Director of Advocacy at MACDC. He has more than twenty-five years of experience in policy development, legislative strategy, and governmental relations and advocacy, including as the Director of Government Relations for The Trustees of Reservations, one of the nation’s first regional nonprofit conservation organizations. Before moving to Boston from Washington, DC, David served as a senior lobbyist with the National Education Association and the American Academy of Actuaries, where he focused on employee benefits and access to healthcare. He has served on a number of nonprofit boards, including the Charles River Watershed Association, the Massachusetts Foundation for the Humanities (Mass Humanities), Generations Inc., and the Cambridge-Ellis School. David received his AB degree from Georgetown University.
Board of Directors and Staff
Jason Andrade is the Director of Financial Services at Compass Working Capital. Compass Working Capital is a nonprofit financial services firm focused on providing savings and financial coaching programs that support families with low incomes to build assets, achieve their financial goals, and become financially secure.
As the Director of Financial Services, Jason is responsible for developing and leading culturally-proficient financial coaching and education practices for Compass’ coaching staff and clients. Jason has worked for more than10 years in the asset-building field with a focus on expanding access to free or low cost high-quality financial advising and tax preparation services.
Jason is a steering committee member for Boston’s Tax Help Coalition where he is also the director of two IRS V.I.T.A. tax sites and was previously awarded the SCI Community Social Capitalist award for his work in the Dorchester community. Other initiatives that he’s involved in include: Bank On Boston, Boston Builds Credit, and small business lending.
Prior to this, Jason worked as a tax accountant at Granite Telecommunications, LLC where he was responsible for corporate tax, gross receipts, and annual report filings. Jason is a CERTIFIED FINANCIAL PLANNER™ and was awarded his Bachelor of Science in Business Administration from Suffolk University.
Brook Ames is the General Counsel and Community Reinvestment Act Officer for Leader Bank, located in Arlington, Massachusetts. In addition to his work directing legal and compliance matters, Brook is responsible for overseeing Leader Bank’s CRA program, including monitoring lending patterns to LMI borrowers and communities and tracking the Bank’s financial and homebuyer’s education courses, community involvement and charitable donations. Brook’s legal work has given him in-depth knowledge and experience in consumer compliance, fair lending and UDAAP issues facing the banking industry. In addition to his work with Leader Bank and MCBC, Brook is an Adjunct Professor of Legal Writing for Boston University School of Law and serves on the Legal and Regulatory Compliance Committee for the Massachusetts Bankers Association.
Darrell comes to Interise from Habitat for Humanity Greater San Francisco where he was Chief Advancement Officer. Previously, Byers held leadership roles at Easterseals Bay Area and Earthjustice. He started his career in Boston working for such institutions as public media stations WGBH and WBUR, Harvard Graduate School of Education, and UMass Boston. He was the recipient of the Eleanor Collier Award from educational organization CASE District 1 for his contribution to his profession.
Tom has been with MAHA since 1987 and its executive director since 1991. MAHA’s signature achievement has been the negotiation, creation, and expansion of the ONE Mortgage program (formerly SoftSecond loan program) which resulted from the 1989 Federal Reserve Bank of Boston study on racial disparities in mortgage lending. In addition to MCBC, Tom serves on the boards of the Massachusetts Property Insurance Underwriting Association (Fair Plan), The Appraisal Foundation (TAF), Community Labor United, and is a member of the Milton Fair Housing Committee and Milton Affordable Housing Trust Fund. He also is a member of the steering committee of the Community Preservation Coalition. Tom is a native of North Adams, MA and a 1982 graduate of Fairfield University. He was a Fannie Mae Fellow at Harvard’s Kennedy School of Government Senior Executives in State and Local Government program in 1998 and a participant in the Jewish Community Relations Council’s Boston Haifa Learning Exchange in 2014. He previously served as coalition coordinator at Tenants United for Public Housing Progress and community organizer at Massachusetts Fair Share.
Graham Chapman is the Director of Community Partnerships for Santander Bank, facilitating the Bank’s relationship with non-profits and developing activities and services related to Santander’s CRA, CSR and Responsible Banking engagement. Prior to joining the Bank in 2016, Graham worked in economic development with the Greater Boston Chamber of Commerce and is a graduate of Northeastern University.
Erika Eurkus is a senior director at Accion, a global leader in microfinance. There she works with both individuals and corporations to advance the work of Accion in the U.S. and around the world. She has extensive experience developing and growing microlending programs, raising loan and operating capital and launching corporate partnerships including Brewing the American Dream and the Tory Burch loan fund at Accion. Prior to her work in resource development, Erika served as New England Program Director for Accion USA, overseeing the day-to-day operations of the area’s largest microlending program, a position she came to after assisting with a first-ever merger in the domestic microfinance field, the union of Accion USA and Working Capital. Under her leadership, more than $6.35 million in loans was disbursed to local small business.Erika is secretary of the board of Cambridge Family& Children’s Services and has served as a chair person on Mayor Menino’s Boston ONEin3 Advisory Council and on the advisory board of the Center for Urban Entrepreneurship at the Pioneer Institute, working on projects including the first Spanish language publication of a city guide for small business owners. Erika has received numerous honors including the BBJ’s 40 Under 40. She holds a B.A. from Northwestern University.
Karen Frederick is the Executive Director of Community Teamwork. Community Teamwork is a community action agency serving Greater Lowell as well as a regional housing agency and community development corporation serving 63 communities in Middlesex and Essex Counties. The organization is a catalyst for social change with a mission to strengthen communities and reduce poverty by delivering vital services and collaborating with key stakeholders to create housing, education, and economic opportunities.
Karen holds a Bachelor’s Degree from Merrimack College and a Master’s Degree from Tufts University. She has worked in Community Action and Community Development for over 30 years and has been the Executive Director at Community Teamwork for the past 12 years.
In addition to the MCBC, Karen serves on the Board of the Regional Housing Network, The Massachusetts Association of Community Action Agencies, The Massachusetts Association of Early Education and Care, the Greater Lowell Community Foundation, and the Greater Lowell Health Alliance. She also serves as a corporator of Lowell General Hospital and Greater Lowell Boys and Girls Club. She has been appointed to serve on various Governor’s Task Forces and Policy Initiatives and is a former elected member and chair of the Dracut School Committee.
Lisa Joyner has over 25 years of banking experience. She is a Community Development Manager at TD Bank. She develops, coordinates and manages community development activities for the Bank. She collaborates with nonprofits, government agencies and community groups serving low-to- moderate income communities. Key focus areas; affordable housing, economic development, small business and financial education. She works on strategies and action plans to monitor CRA performance. She previously held national and regional community development positions for U.S. Bank, Citibank and Fleet Bank. She has a passion for volunteering and giving back to the community. She is a board member of Boston Local Initiatives Support Collaborative and the Massachusetts Community & Banking Council.
Karen E. Kelleher brings more than 20 years of experience driving housing affordability and building strong, inclusive communities to her role as Executive Director of LISC Boston. She also brings deep expertise in housing, finance, development and policy. Before joining LISC, Kelleher served as Deputy Director of the Massachusetts Housing Finance Agency (“MassHousing”), where she led a reinvention of the agency’s multifamily loan programs and policies, resulting in record lending volume and record levels of affordable housing preservation. Kelleher also led MassHousing’s rollout of several new opportunity fund programs, including its $100 million Workforce Housing Fund and, together with DHCD, a $100 million fund to preserve affordability for very low-income residents of at-risk Section 13A properties and a Community Scale Housing Initiative for small developments of less than 20 units. Finally, she oversaw approximately $1 billion of single family lending to low- and moderate-income borrowers and launched MassHousing’s down-payment assistance program for first-time homebuyers.
Before joining MassHousing, Kelleher was Senior Vice President and General Counsel of The Community Builders, Inc. (“TCB”), a Boston-based nonprofit developer that transforms communities through housing development and community investment. While at TCB, Kelleher worked extensively on complex development transactions and building effective programs to leverage greater community impact, including tax credit investment funds, a neighborhood stabilization loan program, and TCB’s initial new markets tax credit allocation. She previously practiced affordable housing law at Nixon Peabody LLC and served as program counsel for Community Planning & Development programs at the U.S. Department of Housing and Urban Development. Kelleher started her career as a teacher at Nativity Preparatory School, a middle school serving boys from low-income families living in Boston neighborhoods.
Kelleher earned her bachelor’s degree from Boston College and her J.D. from Georgetown University. She is a member of the Mayor’s Supplier Diversity Advisory Council and the Mayor’s Housing Task Force in Boston. She is also a member of the Urban Land Institute (Public Private Partnerships Product Council), Real Estate Finance Association, and the Massachusetts Bar. She was previously a member of the Boston Bar Association (former chair of Affordable Housing Committee), ABA Forum on Affordable Housing and Community Development (former chair of Nonprofit Organizations Subcommittee) and the investment committee of the Healthy Neighborhoods Equity Fund, and previously served as a board member at Nativity Preparatory School and the Washington Legal Clinic for the Homeless
Sarah Lamitie is Senior Vice President and Community Investment Officer at Boston Private Bank & Trust Company, a full service commercial bank serving Greater Boston, Southern California, and the San Francisco Bay Area. She oversees the Bank’s CRA investments and is involved in business development for the Bank’s CRA community development and small business lending programs in Greater Boston. Prior to joining the Boston Private, Ms. Lamitie was engaged in affordable housing finance at the City of Boston and the Boston Housing Authority. She serves on Board of the Southwest Boston Community Development Corporation and the Steering Committee of the Mel King Institute for Community Building. She holds a Master’s Degree in Urban and Environmental Policy from Tuft University and a Bachelor’s Degree from Smith College.
Michelle is a Senior Community Partnerships & Development Specialist at Cambridge Trust, where her focus is loan origination for low- and moderate-income first-time homebuyers and supporting CRA activity within the bank’s assessment area. Michelle brings over 20 years of experience in the affordable housing, community development and asset building fields with extensive program management and counseling experience. Before joining Cambridge Trust’s Community Partnerships & Development team she worked at Allston Brighton Community Development Corporation, where she led the organization’s homeownership and asset building initiatives, and provided oversight of their resident services and community engagement activities. Currently Michelle serves on the boards of Financial Education Associates and Hildebrand Self-Help. She received her BA from Wheaton College and her MS at Northeastern University.
Susan E. Murray began serving as SEED’s new Executive Director starting in May 2019. Sue has 30 years of experience in commercial and community banking. Before joining SEED, Sue served as Senior Vice President and Underwriting Manager for Business Banking with Citizens Financial Group. Sue came to SEED with experience in all aspects of commercial lending including small business, commercial real estate acquisition and construction, SBA lending, portfolio management, relationship management, and leading high performing teams. In addition, Sue has been involved with many community organizations including serving as a volunteer mentor and trainer for Veterans Business Outreach Center of New England, the Center for Women in Enterprise, and the United Way of Massachusetts Bay. She has a Bachelor of Science in Business Administration from Bryant University in Smithfield, RI.
Christopher Norris has served as the executive director of the Metropolitan Boston Housing Partnership since 2007. With a staff of 155 and a $12 million operating budget, MBHP connects residents of Greater Boston with safe, decent homes they can afford and administers more than 9,000 rental assistance vouchers. During the last eight years, Norris has expanded the organization’s portfolio, taking on administration of new programs and expanding enrollment in current programs that empower families and individuals to move along the continuum from homelessness to housing stability. He has also established partnerships to collaborate on innovative solutions to the region’s housing challenges. Norris’ team provided assistance to families living in motels prior to the federal Homelessness Prevention and Rapid Re-Housing Program, the forerunner of the state-funded HomeBASE program, which MBHP continues to administer regionally. Norris has also prioritized accessibility, bringing services out into the community and increasing the organization’s capacity to provide in-house language assistance. Under his leadership, the housing nonprofit has become widely recognized as a leader in navigating the affordable housing field.
Prior to working at MBHP, Mr. Norris spent 10 years as the assistant director of Citizens’ Housing and Planning Association (CHAPA), in which he directed their state legislative policy work. Before that, he served as the coordinator of the National Consumer Law Center’s Foreclosure Prevention Program. He also worked for the Boston City Council and the Massachusetts House of Representatives. He received his Bachelor of Arts degree from the University of the Pacific in 1988 and his JD from the Massachusetts School of Law in 1991 and is admitted to the Massachusetts Bar. He serves on the board of directors of CHAPA, The Massachusetts Community Banking Council and the Regional Housing Network of Massachusetts. Norris also serves on the Boston Continuum of Care Leadership Council and in 2014 was a member of the Community Committee on Gov. Charlie Baker’s transition team.
Danielle Osterman is the Asset Development Program Manager at The Midas Collaborative. She is responsible for overseeing the matched savings programs and supporting member organizations by providing training, advocacy, and networking opportunities aimed at improving service delivery and outcomes. She has also been involved in free tax preparation for several years and is currently the Site Coordinator at a Volunteer Income Tax Assistance (VITA) site in Somerville. Danielle has a Masters in Macro Social Work from Boston College and a Bachelor of Arts from Clark University.
Gonzalo has more than 20+ years in the banking industry. He has a rare combination of corporate experience and entrepreneurial spirit, while taking time to help the community as well.
He began his banking career at Citizens Bank, where he quickly moved up the ranks from Loan Officer to Producing Sales Manager. He received the coveted President’s Club Award for 2004 & 2005 for outstanding sales and community outreach and worked there for over eight years. In 2006, he went to work at Eastern Bank as a Regional Sales Manager and received the 2012 Corporate Value award for his outstanding community involvement.
Gonzalo currently works at People’s United Bank as the Vice President, CRA & Community Development Officer, covering the Northern New England Market.
Gonzalo is a passionate Servant Leader willing to help anyone along the way who needs help with financial services and education. He has taught over 500+ homebuyer education seminars and over 100+ financial education classes with the hope of giving low income households and working chance for financial independence. He has eagerly volunteered as a leader with many non-profit organizations and was Chair of the Board of Directors at Compass Working Capital and is the current Co-Chair of MCBC’s Mortgage Lending Committee.
Gonzalo received his Bachelor of Science and MBA from Framingham State University. In 2012, his alma mater presented him with the Alumni Achievement Award for his outstanding work in our local communities. Gonzalo always dreamed of moving to the US, finish college, build his own enterprise and raise a family. He is thankful that he has been able to accomplish that and much more and is appreciative of what this country has offered to make this happen. Gonzalo loves visiting his second home in Cape Cod during the Summer and explore trails, go to the beach, play mini-golf and eat ice creams with the kids!
Karl Renney has been at Eastern Bank for over 20 years. He is responsible for Residential Lending Operations, Commercial lending Operations and also serves as the Bank’s CRA officer. With this, Karl is well versed in the products and practices needed to meet the needs and Massachusetts’ Low to Moderate Income populations and communities. In addition to serving on the MCBC board, Karl serves as President of the St. Michaels Historic Preservation Foundation.
LaKia Williams is a Manager on the Community Development Banking team at Capital One Bank. She is responsible for developing CRA strategy, managing philanthropy and program development in the Boston café market. She also manages innovative, high-impact youth development programs including the establishment of high school branches in New York, New Jersey and Maryland. Ms. Williams is a graduate of Manhattanville College and received a MBA from St. John’s University.
Regan St. Pierre is the Executive Director of the Massachusetts Community & Banking Council (MCBC). Prior to joining MCBC, Ms. St. Pierre was a senior manager in the national affordable housing practice of CohnReznick LLP. There she reviewed LIHTC fund offerings on behalf of investors; lead bank consulting efforts to implement industry best practices for LIHTC investment platforms; and managed the quality control reviews of 40+ commercial lenders participating in the Federal Housing Administration’s multifamily mortgage insurance program. Ms. St. Pierre began her career as one of three college graduates selected for a year-long fellowship program with the City of New York’s Department of Housing Preservation and Development. She holds a Master of Business Administration from Boston University and a Bachelor of Arts from Clark University in Worcester, MA.