Join MCBC: Stay Current and Get Connected

MCBC helps financial institutions to stay current on all of the information needed to meet CRA requirements and reach customers, while helping to connect with the community organizations and programs operating in target neighborhoods.

To learn more about joining MCBC, complete the form below and read on for more information on benefits and dues.

Financial Institution Membership Submission


Get CRA Credit

In accordance with State regulation, MCBC’s activities, if benefiting the institution’s assessment(s) or a broader statewide or regional area that includes the institution’s assessment area(s), the Division of Banks will consider a state-chartered institution’s membership dues to MCBC a qualified investment.  In-kind contributions to MCBC, including the provision of technical assistance and expertise to MCBC’s committees, are also a qualified community development service.


MCBC’s Reach: Broad and Collaborative

With more than 150 representatives from banks, credit unions, mortgage lenders, community organizations, public organizations, regulatory groups, trade organizations and others currently participating in and learning about MCBC committee activities, members are connecting with the right people and the most important information in a meaningful way.


Membership Benefits

Grow Institutional Reach

  • Identify small business and home ownership assistance programs and resources that can help customers.
  • Learn more about public and quasi-public gap financing programs and new initiatives that can help to expand institutional lending.
  • Stay informed about emerging community development opportunities.
  • Gain access to technical assistance and other resource providers.

Build Relationships

  • Network and meet regularly with other area financial institutions.
  • Broaden institutional relationships with local community development organizations and agencies.
  • Build an expanded professional network of knowledgeable contacts in economic and small business development.

Impact the Industry

  • Lend assistance to important community development initiatives such as Basic Banking for Massachusetts.
  • Collaborate with other members to respond to emerging issues in the marketplace, such as the foreclosure crisis and the rapidly changing regulatory environment.
  • Support MCBC’s research on mortgage and small business lending patterns.  Small and medium-sized banks especially appreciate the availability of comparable data, minus the cost of an internal CRA research department.


  • Stay informed about emerging community development issues.
  • Obtain comprehensive, up-to-date information on small business lending and mortgage lending patterns across the state.


  • Gain perspectives on local market conditions in real-time from the full range of stakeholders.
  • Share information with other lenders and service providers.
  • Find a forum to raise new concerns, compare local experiences and share information on successful strategies.


Membership Dues

All of MCBC’s core activities are supported solely by annual dues payments from member financial institutions.  MCBC’s dues levels are on a sliding scale, based on asset size (see below).  Member dues are paid on a calendar basis; banks that join MCBC for the first time mid-year pay a pro-rata portion of the year’s annual membership dues.


Dues Schedule

Asset Size Dues
Over 10 Billion $15,000
$9-10 Billion $12,000
$8-9 Billion $10,000
$7-8 Billion $9,000
$6-7 Billion $8,000
$5-6 Billion $7,000
$4-5 Billion $6,000
$3-4 Billion $5,000
$2-3 Billion $4,000
$1-2 Billion $3,000
$500 Million – $1 Billion $2,000
$100-500 Million $1,000
Under $100 Million $800



To learn more about joining MCBC, contact the Executive Director, at

800-982-8268 or